Home Buyer Resources

Adjustable Rate Mortgage
Looking to own a property for just a few years? An ARM can save you money.
First Time Home Buyer Programs - Arizona
The Arizona Housing Finance Authority assistance for first time and low income prospective home buyers.
First Time Home Buyer Programs - California
The California Housing Finance Agency helps low-income families with programs for first-time homebuyers.
First Time Home Buyer Programs - Illinois
The Illinois Affordable Housing Trust Fund helps create and fund affordable housing programs for low-income families.
First Time Home Buyer Programs - Minnesota
The Minnesota Housing Finance Agency offers home loan assistance for low and moderate income borrowers.
First Time Home Buyer Programs - New Jersey
The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective home buyers.
First Time Home Buyer and Other Home Loan Programs - Colorado
Colorado has several home loan programs available through the Colorado Housing and Finance Authority and other agencies.
First Time Home Buyer and Other Home Loan Programs - Ohio
Ohio has several home loan programs available through the Ohio Housing Finance Agency and other local agencies.
First Time Home Buyer and Other Home Loan Programs - Pennsylvania
The Pennsylvania Housing Finance Agency (PHFA) offers home loans with low interest rates and fees.
Foreclosed Homes Mean Big Discounts
Foreclosed houses are selling for about 15 to 20 percent less than comparable homes in the same neighborhood.
Interest Only Mortgage
Lower your monthly mortgage payments by paying only interest - at least for a little while.
Save Money with a Foreclosed R.E.O. - Real Estate Owned Property
Buying a property owned by a bank, known as real estate owned, or R.E.O., has distinct benefits.
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Safety Recalls
Biketest1_thWhen buying a used vehicle or other second-hand product check to make sure it hasn't been the subject of a product recall-two links to gov't websites.
If You Must Have An Audit
AuditthumbAudits can make people nervous. We all fear the dreaded "IRS audit"
Ditch Your Cable T.V. For These Cheaper Alternatives
Cableunplugsm? It is possible to cut the cable cord and still get most of the programming you love for less than what you currently pay
Holiday Decorations And HOAS
HolidaydecorationssmDoes your homeowners association have a policy on holiday decorations? Should it?

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